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Predatory lenders prey on military members. Here's how to avoid being victimized - CNBCPredatory lenders prey on military members. Here's how to avoid being victimized  CNBC

After serving overseas, military *service* members return home to face a new economic reality that often includes, unfortunately, lenders looking to take advantage ...

Ohio's new payday loan law starts Saturday. What's changing and what it means for you - Cincinnati.comOhio's new payday loan law starts Saturday. What's changing and what it means for you  Cincinnati.com

Ohio payday loan lenders had some of the highest interest rates in the country. That changes this week, and some payday lenders say this may doom them.

Tucker Payday Lending Organization Lawyer Conly Schulte Indicted For Collecting Unlawful Debts - Inner City PressTucker Payday Lending Organization Lawyer Conly Schulte Indicted For Collecting Unlawful Debts  Inner City Press

InnerCityPress.com is engaged these days in investigative journalism from the United Nations, including the World Bank, the IMF, the UN Development Program ...

7 Steps To Defend a Debt Collection Lawsuit - Credit.com News7 Steps To Defend a Debt Collection Lawsuit  Credit.com News

The worst has happened--you've gotten served papers for debt. But don't despair. Here are seven steps to defend yourself against a debt collection lawsuit.

Payday loan alternative may be a better deal, but has its own risks - Bankrate.comPayday loan alternative may be a better deal, but has its own risks  Bankrate.com

Payday loans target consumers with no credit or low credit scores. These high-interest loans promise fast cash until the next paycheck comes in, but oftentimes ...

Consumer Protection Bureau Cripples New Rules for Payday Loans - The New York TimesConsumer Protection Bureau Cripples New Rules for Payday Loans  The New York Times

Payday lenders won a major victory on Wednesday after the Consumer Financial Protection Bureau moved to gut tougher restrictions that were to take effect ...

California payday lender refunds $800,000 to settle predatory lending allegations - Los Angeles TimesCalifornia payday lender refunds $800,000 to settle predatory lending allegations  Los Angeles Times

A California payday lender is refunding about $800,000 to consumers to settle allegations that it steered borrowers into high-interest loans and engaged in other ...

There Are More Payday Lenders in U.S. Than McDonald's - NBCNews.comThere Are More Payday Lenders in U.S. Than McDonald's  NBCNews.com

There are more payday lenders in the U.S. than McDonald's or Starbucks, reflecting economic conditions in which fast money is even more important than fast ...

Prudential Financial Makes $10 Million Investment in Mission-Driven Fintech Aura - Yahoo FinancePrudential Financial Makes $10 Million Investment in Mission-Driven Fintech Aura  Yahoo Finance

Prudential Financial (PRU) has completed a $10 million investment in Aura, a mission-driven financial technology company that offers affordable loans to ...

How Payday Lenders Spent $1 Million at a Trump Resort — and Cashed In - ProPublicaHow Payday Lenders Spent $1 Million at a Trump Resort — and Cashed In  ProPublica

At the Trump Doral outside Miami, payday lenders celebrated the potential death of a rule intended to protect their customers. They couldn't have done it without ...

Need to escape payday loan debt? Here’s how. - USA TODAYNeed to escape payday loan debt? Here’s how.  USA TODAY

Nobody likes being in debt, but it's even worse when it seems like there's no way out. You don't have to be stuck in the payday loan debt cycle forever.

China’s largesse in Tonga threatens future of Pacific nation - KTAR.comChina’s largesse in Tonga threatens future of Pacific nation  KTAR.com

NUKU'ALOFA, Tonga (AP) — The days unfold at a leisurely pace in Tonga, a South Pacific archipelago with no traffic lights or fast-food chains. Snuffling pigs ...

California opposes efforts by Trump administration to delay protections from payday lenders - CNBCCalifornia opposes efforts by Trump administration to delay protections from payday lenders  CNBC

California's attorney general joined a coalition of two dozen other state attorneys general on Tuesday in opposing the Trump administration's efforts to delay a ...

Will A New Law Finally Solve Ohios Payday Lending Puzzle? - Columbus CEOWill A New Law Finally Solve Ohios Payday Lending Puzzle?  Columbus CEO

New regulation promises to make a dangerous option viable for those in need of credit.

The best and worst ways to borrow money during the federal shutdown - CNBCThe best and worst ways to borrow money during the federal shutdown  CNBC

When you are short on cash, not all types of borrowing are created equal. Here are some of the best and worst loans out there.

Payday Loans Are No Worse Than Avocado Toast - ForbesPayday Loans Are No Worse Than Avocado Toast  Forbes

The CFPB is proposing es to rescind key provisions of its 2017 payday lending rule. Good. The old rule threatens to starve millions of hard working Americans ...

Churches use political pressure, small-dollar loans to fight predatory payday lending - Religion News ServiceChurches use political pressure, small-dollar loans to fight predatory payday lending  Religion News Service

(RNS) — Anyra Cano Valencia was having dinner with her husband, Carlos, and their family when an urgent knock came at their door. The Valencias, pastors at ...

Bill would give Alabama payday loan borrowers more time to pay - AL.comBill would give Alabama payday loan borrowers more time to pay  AL.com

Advocates for payday loan reforms say some borrowers get stuck in a spiral of debt because they have to roll over loans they can't repay and incur more fees.

Earnin raises $125 million for payday advance platform without fees - VentureBeatEarnin raises $125 million for payday advance platform without fees  VentureBeat

Earnin, a startup that aims to help employees beat the “rigid paycheck” system and gain instant access to their earnings, has raised $125 million in a series C ...

Banking initiative aims to bring a branch to the Route 9 corridor - The News JournalBanking initiative aims to bring a branch to the Route 9 corridor  The News Journal

Clayton Joyce says he learned banking the hard way. Without a bank near his New Castle home, the 42-year-old grew up cashing his checks at a liquor store.

Effort to legalize 'loan shark' rates could bring a new breed of lender to Indiana - Indianapolis StarEffort to legalize 'loan shark' rates could bring a new breed of lender to Indiana  Indianapolis Star

Update: The Indiana Senate narrowly approved a measure Tuesday that would allow payday and subprime lenders to charge interest rates on small loans at ...

Proposition 111 could crush payday lending in Colorado - The Colorado IndependentProposition 111 could crush payday lending in Colorado  The Colorado Independent

Storefront lenders say they may have to close shop if Coloradans vote to cap their interest rates at 36 percent. Social justice groups support the measure.

Rising Rents for Millennials Give Rise to a New Breed of Lender - The Wall Street JournalRising Rents for Millennials Give Rise to a New Breed of Lender  The Wall Street Journal

Startups are stepping into a market long associated with payday lenders. One pitfall is that such loans might encourage some young renters to live beyond their ...

New payday loan rules: What you need to know - CNNNew payday loan rules: What you need to know  CNN

The Consumer Financial Protection Bureau issued new rules on payday loans this week. Consumer advocates say the rules will help low-income people and ...

When will Springfield address payday lending? - Springfield News-LeaderWhen will Springfield address payday lending?  Springfield News-Leader

We commend the Springfield City Council for initiating a serious conversation on predatory lending. Such talk recognizes the damage payday loans inflict upon ...

New U.S. rule on payday loans to hurt industry, boost banks: agency - ReutersNew U.S. rule on payday loans to hurt industry, boost banks: agency  Reuters

WASHINGTON (Reuters) - Revenues for the $6 billion payday loan industry will shrivel under a new U.S. rule restricting lenders' ability to profit from high-interest ...

State Laws Put Installment Loan Borrowers at Risk - The Pew Charitable TrustsState Laws Put Installment Loan Borrowers at Risk  The Pew Charitable Trusts

Approximately 14000 individually licensed stores in 44 states offer installment loans, and the largest lender has a wider geographic presence than any bank and ...

Capital Good Fund Small Loans: 2019 Review - NerdWalletCapital Good Fund Small Loans: 2019 Review  NerdWallet

Capital Good Fund provides small loans for borrowers with bad credit and is an alternative to payday loans. Its loans offer lower rates than most options.

US Bank Simple Loan: 2019 Review - NerdWalletUS Bank Simple Loan: 2019 Review  NerdWallet

The U.S. Bank Simple Loan is a short-term, payday-style loan designed for consumers with unexpected expenses. Find out rates and compare with alternatives.

Millions of Americans are only $400 away from financial hardship. Here's why - CNBCMillions of Americans are only $400 away from financial hardship. Here's why  CNBC

A majority of American adults say they are living comfortably, according to an annual Federal Reserve study on financial well-being of households. But nearly a ...

Data Protection update - June 2019 - LexologyData Protection update - June 2019  Lexology

Welcome to the June 2019 edition of our Data Protection bulletin, our monthly update covering key developments in data protection law. Data protection.

CFPB, Payday Lenders Settle - pymnts.comCFPB, Payday Lenders Settle  pymnts.com

The Consumer Financial Protection Bureau, the government watchdog agency, settled with a handful of payday lenders over alleged violations of the Consumer ...

Here's why 1 in 3 college-age Americans consider payday loans with interest rates of 400% - CNBCHere's why 1 in 3 college-age Americans consider payday loans with interest rates of 400%  CNBC

With just six weeks to go before he needed to turn over $600 in rent for his new apartment, Austin Wilson was starting to panic. He simply didn't have the money.

Lawmakers drum up support for payday loan reform bill in Mountain Brook - AL.comLawmakers drum up support for payday loan reform bill in Mountain Brook  AL.com

The bill by state Rep. Danny Garrett, R-Trussville, would extend the loans' due dates and slash APRs.

Feds to return $505 million to consumers duped by Scott Tucker’s payday loan scheme - Kansas City StarFeds to return $505 million to consumers duped by Scott Tucker’s payday loan scheme  Kansas City Star

The Justice Department and Federal Trade Commission are refunding $505 million to consumers duped by KC payday loan mogul Scott Tucker's illegal ...

Advance America Loans Review: Get Cash Fast But Beware High Fees - Student Loan HeroAdvance America Loans Review: Get Cash Fast But Beware High Fees  Student Loan Hero

Advance America's payday and installment loans have incredibly high fees. Read our review of Advance America loans here.

What Happens When You Can't Repay a Payday Loan? - Student Loan HeroWhat Happens When You Can't Repay a Payday Loan?  Student Loan Hero

You got laid off but still need to make rent. You're short on your car payment and need a little extra help. Your electricity was shut off and you need to find a way ...

Businesses offer furlough freebies, shutdown specials and assistance to federal workers - USA TODAYBusinesses offer furlough freebies, shutdown specials and assistance to federal workers  USA TODAY

Wireless providers including AT&T, Verizon and Sprint are willing to work with furloughed federal government workers on payment programs.

Attacks on Payday Lending: Ballot Initiatives, Legislation, and Attorney General Enforcement - LexologyAttacks on Payday Lending: Ballot Initiatives, Legislation, and Attorney General Enforcement  Lexology

On October 26, 2018, the Bureau of Consumer Financial Protection issued a public statement announcing that it intends to issue proposed rules in…

The Case for a State-Owned Bank - Jacobin magazineThe Case for a State-Owned Bank  Jacobin magazine

Regulating finance won't cut it. To combat predatory lending, we need a fully public, state-owned bank. Money Mart payday loans and check cashing store in ...

ALEC Payday Loan Company Gets Reprieve Under Trump Administration - PR WatchALEC Payday Loan Company Gets Reprieve Under Trump Administration  PR Watch

Corporate members of the American Legislative Exchange Council (ALEC) are benefiting from the deregulation frenzy of the Trump Administration. ALEC of ...

A look at payday loan options in Las Vegas - KTNV Las VegasA look at payday loan options in Las Vegas  KTNV Las Vegas

You're strapped for cash and need a payday loan. What are some of the better-rated options in the Las Vegas valley?

California's DBO: New Leader, New Enforcement, New Bureau? - LexologyCalifornia's DBO: New Leader, New Enforcement, New Bureau?  Lexology

The California Department of Business Oversight (DBO) will likely have a new commissioner in the coming months, with Affirm General Counsel and Chief…

The Myth vs. the Truth About Regulating Payday Lenders - GoverningThe Myth vs. the Truth About Regulating Payday Lenders  Governing

In 2010, Montana voters overwhelmingly approved a 36 percent rate cap on payday loans. The industry -- the folks who run the storefronts where borrowers are ...

LendUp Payday Loan Alternative: 2019 Review - NerdWalletLendUp Payday Loan Alternative: 2019 Review  NerdWallet

LendUp calls itself an alternative to payday loans, but rates on its loans are still expensive. Read our review and compare other options first before taking a ...

7 Alternatives to Costly Payday Loans | US - U.S News & World Report Money7 Alternatives to Costly Payday Loans | US  U.S News & World Report Money

The average American payday loan customer spends five months of the year in debt and pays $520 in interest and fees. You can do better.

CFPB, Payday Lender Cash Express Settle Lawsuit - PYMNTS.comCFPB, Payday Lender Cash Express Settle Lawsuit  PYMNTS.com

The Consumer Financial Protection Bureau (CFPB) has announced a settlement with payday lender Cash Express, which will pay approximately $32,000 in ...

Trapped in Payday Loan Debt? How to Escape - Credit.com NewsTrapped in Payday Loan Debt? How to Escape  Credit.com News

Is it possible to get ahead of the payday loans and get your credit back in good standing?

25% of US households are either unbanked or underbanked - CNBC25% of US households are either unbanked or underbanked  CNBC

Twenty-five percent of U.S. households are unbanked or underbanked, according to a 2017 survey by the FDIC. Those are people who either don't have a bank ...

How to Avoid Personal Loan Scams by Spotting These 7 Red Flags - Student Loan HeroHow to Avoid Personal Loan Scams by Spotting These 7 Red Flags  Student Loan Hero

The best way to learn how to avoid personal loan scams is knowing how to spot them. If you see one of these red flags, run the other way.

CFPB Gives Payday Lenders 15 More Months Before Ability To Repay Rule Like OCC In Bed With Industry - Inner City PressCFPB Gives Payday Lenders 15 More Months Before Ability To Repay Rule Like OCC In Bed With Industry  Inner City Press

InnerCityPress.com is engaged these days in investigative journalism from the United Nations, including the World Bank, the IMF, the UN Development Program ...

'We’re coming after you': Inside the merchant cash advance industry - Yahoo Finance'We’re coming after you': Inside the merchant cash advance industry  Yahoo Finance

In the past decade since the financial crisis, the merchant cash advance business exploded.

Lawmakers Around the U.S. Push Back Against Cashless Stores - CSNews OnlineLawmakers Around the U.S. Push Back Against Cashless Stores  CSNews Online

NATIONAL REPORT — Frictionless checkout is picking up steam in the convenience channel, with several retailers including Cruizers, Family Express, ...

How this startup is helping borrowers escape payday lending pitfalls - GeekWireHow this startup is helping borrowers escape payday lending pitfalls  GeekWire

The Possible Finance team, from left to right: Tony Huang, co-founder and CEO; Prasad Mahendra, co-founder and vice president of engineering; Mara Childs, ...

Payday Lending: Will Anything Better Replace It? - The AtlanticPayday Lending: Will Anything Better Replace It?  The Atlantic

The practice is slowly being regulated out of existence. But it's unclear where low-income Americans will find short-term loans instead.

State of the World's Biggest Debt Slaves: Americans Wimp Out in 11th Place - WOLF STREETState of the World's Biggest Debt Slaves: Americans Wimp Out in 11th Place  WOLF STREET

Americans are infamous for their eagerness to spend money they don't have. A whole industry has grown up around making that happen, from payday lenders ...

Ohio Enacts Restrictive Payday Lending Law | Ballard Spahr LLP - JD SupraOhio Enacts Restrictive Payday Lending Law | Ballard Spahr LLP  JD Supra

Ohio Governor John Kasich on Monday signed into law tough new restrictions on small-dollar lending. It will take at least 270 days until licensed lenders are ...

Let them have payday loans: Commerce Secretary Ross wonders why unpaid workers can't afford food - RTLet them have payday loans: Commerce Secretary Ross wonders why unpaid workers can't afford food  RT

As the longest government shutdown on record drags on, Commerce Secretary Wilbur Ross pondered the seemingly obvious question of why unpaid federal ...

Best Payday and Title Loan Companies - ConsumerAffairsBest Payday and Title Loan Companies  ConsumerAffairs

Need quick cash? Use our guide to compare the best payday and title loan companies, research qualifications and read consumer reviews.

New payday loan bill could save the industry. Or make it more profitable. - Tampabay.comNew payday loan bill could save the industry. Or make it more profitable.  Tampabay.com

For critics of payday lenders, a bill in the Legislature that would result in bigger loans and higher fees is a gift to a predatory industry. At a glance, they might be ...

China P2P lending to shrink further under new crackdown - South China Morning PostChina P2P lending to shrink further under new crackdown  South China Morning Post

China's P2P lending market could soon face a second reckoning as Beijing prepares to adopt stricter licensing requirements.

Do payday loans exploit poor people? Research review - Journalist's ResourceDo payday loans exploit poor people? Research review  Journalist's Resource

Half of Americans have almost no savings, according to a May 2016 survey by the Federal Reserve. For such people, car trouble or a toothache can trigger ...

The US payday loans crisis: borrow $100 to make ends meet, owe 36 times that sum - The GuardianThe US payday loans crisis: borrow $100 to make ends meet, owe 36 times that sum  The Guardian

In Missouri, there are 958 more payday lenders than there are McDonald's restaurants as payday loans have become part of the economic landscape.

The top 10 reasons for personal loans - Bankrate.comThe top 10 reasons for personal loans  Bankrate.com

Getting married? Trip of a lifetime? These are the most coomon reasons people apply for a personal loan.

Your local post office could become a bank if this bill passes - CNBCYour local post office could become a bank if this bill passes  CNBC

Senator Kirsten Gillibrand, D-N.Y., is proposing legislation aimed at putting an end to current payday lending practices by giving some banking services a new ...

9 Places to Get a Loan When You Need to Borrow Money - Student Loan Hero9 Places to Get a Loan When You Need to Borrow Money  Student Loan Hero

Need money for a car, a college class, a mortgage, or just to get you through to your next paycheck? You're not alone. Currently, 44 million Americans have ...

Sanders and AOC team up for an anti-loansharking bill that will replace payday lenders with post-office banking - Boing BoingSanders and AOC team up for an anti-loansharking bill that will replace payday lenders with post-office banking  Boing Boing

Yesterday, Senator Bernie Sanders and Rep Alexandria Ocasio-Cortez jointly introduced The Loan Shark Prevention Act, which will cap credit card interest rates ...

The Countries with the Most Monstrous Corporate Debt Pileups: US Fizzles in 24th Place! Canada Shines in 11th Place - WOLF STREETThe Countries with the Most Monstrous Corporate Debt Pileups: US Fizzles in 24th Place! Canada Shines in 11th Place  WOLF STREET

US “nonfinancial” corporate debt – this excludes debt by banks and by businesses that are not incorporated – rose to a record $15.2 trillion in the fourth quarter, ...

Ocasio-Cortez & Sanders Introduce Bill to Cap Credit Card Interest Rates at 15% - The Real News NetworkOcasio-Cortez & Sanders Introduce Bill to Cap Credit Card Interest Rates at 15%  The Real News Network

They call it Loan Shark Prevention, which would allow post offices to act as banks for poor working people, but credit companies claim it will hurt the poor.

Crain Chicago's Fast 50, the area's fastest-growing companies - Crain's Chicago BusinessCrain Chicago's Fast 50, the area's fastest-growing companies  Crain's Chicago Business

To the swift go the spoils! Here's our annual ranking of the fastest-growing companies in the Chicago area, with a deep dive into the 10 fastest.

Operation Choke Point: What Could It Mean For Financing Your CBD Business? - ForbesOperation Choke Point: What Could It Mean For Financing Your CBD Business?  Forbes

Financing and accessing banking for CBD and marijuana-based businesses may have been made more difficult by Operation Choke Point, but there are still ...

CashCall, Courts And California’s Increasingly Confusing Lending Market - PYMNTS.comCashCall, Courts And California’s Increasingly Confusing Lending Market  PYMNTS.com

CashCall stopped offering loans as a California court ruling found high interest rates on consumer loans can make them "unconscionable" and, therefore, illegal.

Payday lender Scott Tucker gets 16 years, 8 months in prison for $2 billion ripoff scheme - Kansas City StarPayday lender Scott Tucker gets 16 years, 8 months in prison for $2 billion ripoff scheme  Kansas City Star

Scott Tucker, Leawood payday loan businessman and professional race car driver, was taken into custody immediately after receiving a 16 year, 8 month prison ...

Oportun Loans: 2019 Review - NerdWalletOportun Loans: 2019 Review  NerdWallet

Oportun makes personal loans for borrowers with bad credit or no credit history and is an alternative to payday loans. Learn more about Oportun and compare it ...

Earnin App 2019 Review: Get an Advance on Your Paycheck - NerdWalletEarnin App 2019 Review: Get an Advance on Your Paycheck  NerdWallet

Earnin, formerly Activehours, is a free paycheck advance app that draws small amounts from your paycheck before payday. Learn if the Earnin app is for you.

I Applied For An Online Payday Loan. Here's What Happened Next - NPRI Applied For An Online Payday Loan. Here's What Happened Next  NPR

Payday lenders made about $49 billion in high-interest loans last year. More than a third of those loans were made online. I wondered what happens when you ...

China's 'payday loans' attacked by Arthur B Culvahouse Jr, new US diplomat to Australia - ABC NewsChina's 'payday loans' attacked by Arthur B Culvahouse Jr, new US diplomat to Australia  ABC News

The new US ambassador to Australia wastes no time in stepping up his attacks on China, accusing Beijing of payday loan diplomacy in the Pacific.

7 ways to spot personal loan scams - Bankrate.com7 ways to spot personal loan scams  Bankrate.com

A personal loan may be the answer to your financial woes. But watch for these seven signs to avoid getting scammed.

When stores go cashless, is it discrimination? - NBCNews.comWhen stores go cashless, is it discrimination?  NBCNews.com

Earlier this month, Philadelphia City Council passed legislation to ban most cashless stores in the city. The mayor has 30 days to sign or veto it.

Military families say this is their top concern - CNBCMilitary families say this is their top concern  CNBC

Members of the military face hurdles every day — and financial challenges are among some of the biggest. Eric Wanner, a sergeant in the U.S. Army, and his ...

Need cash fast? Ask 4 questions before rushing to a lender to borrow money - USA TODAYNeed cash fast? Ask 4 questions before rushing to a lender to borrow money  USA TODAY

When you need money in a crisis — to pay for car repairs, an overdue bill, or a trip to the emergency room — you may not take time to think about your financial ...

Personal Loans Title Loans vs. Payday Loans: Which Are Better? - InvestopediaPersonal Loans Title Loans vs. Payday Loans: Which Are Better?  Investopedia

Asking if title loans or payday loans are better is tantamount to asking which illness is best to come down with. Both loan products feature usurious interest rates, ...

These Are the 1000 Most Iconic Large Private Companies in the U.S.: Warby Parker, Levi Strauss, In-N-Out Burger, and More - Inc.These Are the 1000 Most Iconic Large Private Companies in the U.S.: Warby Parker, Levi Strauss, In-N-Out Burger, and More  Inc.

In this inaugural list, Inc. and Grant Thornton have teamed up to create an exclusive roster of the 1000 largest, most vital American companies that are not public.

Post offices that are also banks? Genius idea. But don't hold your breath - Los Angeles Times - Los Angeles TimesPost offices that are also banks? Genius idea. But don't hold your breath - Los Angeles Times  Los Angeles Times

File this under Excellent Ideas That Should Definitely Happen But Probably Won't. Last week, Sen. Kirsten Gillibrand, a New York Democrat, introduced ...

New version of payday loan bill could make Ohio a national model, reform advocates say - cleveland.comNew version of payday loan bill could make Ohio a national model, reform advocates say  cleveland.com

Members of the Ohio Senate Finance Committee are looking at a heavily amended, or substitute version House Bill 123. The payday lending bill would restrict ...

Indiana bill watch: Gun language added to unrelated bills and payday loan bill dies - Indianapolis StarIndiana bill watch: Gun language added to unrelated bills and payday loan bill dies  Indianapolis Star

Lawmakers are nearing the end of the legislative session, and already bills are making their way to Gov. Eric Holcomb. Both chambers will face more deadlines ...

Why are payday loan ads still showing on Google after the ban? - Search Engine LandWhy are payday loan ads still showing on Google after the ban?  Search Engine Land

To consumer advocates, payday loans have become synonymous with predatory lending. The small short-term loans often come with astronomical interest rates ...

Payday lender Scott Tucker of Leawood convicted of illegal payday loans, racketeering - Kansas City StarPayday lender Scott Tucker of Leawood convicted of illegal payday loans, racketeering  Kansas City Star

Scott Tucker, a Leawood businessman, was convicted Friday of 14 criminal charges against him in connection to a $2 billion payday lending enterprise that ...

Alabama Senate passes bill to reduce payday loan costs - AL.comAlabama Senate passes bill to reduce payday loan costs  AL.com

People who take out payday loans would have more time to pay them off under a bill that passed the Alabama Senate today, a change that would effectively ...

Here's How to Get a Loan With No Credit History - Student Loan HeroHere's How to Get a Loan With No Credit History  Student Loan Hero

Being “credit invisible” — a term that describes borrowers who don't enough financial history to produce a credit score — is a problem that affects 11% of ...

Payday lenders are winning so big they're gonna get tired of winning - Des Moines RegisterPayday lenders are winning so big they're gonna get tired of winning  Des Moines Register

The average Iowa payday loan customer borrows 12 loans annually from a single lender. The average annual percentage rate is 273 percent.

Ky. payday lenders face stiffened enforcement - The Courier-JournalKy. payday lenders face stiffened enforcement  The Courier-Journal

Finding herself short $200 on her rent after being laid off from her job at Presbyterian headquarters, Mary Love took out a payday loan. The following payday, her ...

Payday lender or loan shark: Is there really a difference? - cleveland.comPayday lender or loan shark: Is there really a difference?  cleveland.com

Experts say there is a line between the loan sharks of the past and the modern short-term, small loan industry.

5 things to know: How the vulnerable are targets for fraud - AL.com5 things to know: How the vulnerable are targets for fraud  AL.com

Poor people and immigrants are vulnerable in unique ways to scams and fraud, even as all populations in Alabama increasingly fall victim to constantly refined ...

Payday loan companies oppose change to 30-day loans - AL.comPayday loan companies oppose change to 30-day loans  AL.com

Supporters of the change say it would cut unreasonably high fees that can keep credit-shaky borrowers in debt.

5 tips to get approved for a personal loan for debt consolidation - USA TODAY5 tips to get approved for a personal loan for debt consolidation  USA TODAY

If you've decided to pursue a personal loan, you should try to increase your chances of approval. Here are five tips to get approved for a personal loan for debt ...

46000 payday loans are taken out in Alabama each week, database shows - AL.com46000 payday loans are taken out in Alabama each week, database shows  AL.com

A new state database that tracks payday lending shows that people took out 462,209 payday loans -- totaling $146 million-- from payday loan stores in Alabama ...

How to overcome ‘fear of the fee’ with alternatives to traditional banks - Bankrate.comHow to overcome ‘fear of the fee’ with alternatives to traditional banks  Bankrate.com

Most consumers keep their cash in a traditional banking product, like a checking or a savings account. But what most people don't realize is keeping money in a ...

The Postal Banking Solution - Jacobin magazineThe Postal Banking Solution  Jacobin magazine

The post office can offer financial services that private banks won't. In fact, it's done it before. Post office at Alamo, May 1972. Charles O'Rear / US National ...

Predatory lenders prey on military members. Here's how to avoid being victimized - CNBCPredatory lenders prey on military members. Here's how to avoid being victimized  CNBC

After serving overseas, military *service* members return home to face a new economic reality that often includes, unfortunately, lenders looking to take advantage ...

Ohio's new payday loan law starts Saturday. What's changing and what it means for you - Cincinnati.comOhio's new payday loan law starts Saturday. What's changing and what it means for you  Cincinnati.com

Ohio payday loan lenders had some of the highest interest rates in the country. That changes this week, and some payday lenders say this may doom them.

Tucker Payday Lending Organization Lawyer Conly Schulte Indicted For Collecting Unlawful Debts - Inner City PressTucker Payday Lending Organization Lawyer Conly Schulte Indicted For Collecting Unlawful Debts  Inner City Press

InnerCityPress.com is engaged these days in investigative journalism from the United Nations, including the World Bank, the IMF, the UN Development Program ...

7 Steps To Defend a Debt Collection Lawsuit - Credit.com News7 Steps To Defend a Debt Collection Lawsuit  Credit.com News

The worst has happened--you've gotten served papers for debt. But don't despair. Here are seven steps to defend yourself against a debt collection lawsuit.

Payday loan alternative may be a better deal, but has its own risks - Bankrate.comPayday loan alternative may be a better deal, but has its own risks  Bankrate.com

Payday loans target consumers with no credit or low credit scores. These high-interest loans promise fast cash until the next paycheck comes in, but oftentimes ...

Consumer Protection Bureau Cripples New Rules for Payday Loans - The New York TimesConsumer Protection Bureau Cripples New Rules for Payday Loans  The New York Times

Payday lenders won a major victory on Wednesday after the Consumer Financial Protection Bureau moved to gut tougher restrictions that were to take effect ...

California payday lender refunds $800,000 to settle predatory lending allegations - Los Angeles TimesCalifornia payday lender refunds $800,000 to settle predatory lending allegations  Los Angeles Times

A California payday lender is refunding about $800,000 to consumers to settle allegations that it steered borrowers into high-interest loans and engaged in other ...

There Are More Payday Lenders in U.S. Than McDonald's - NBCNews.comThere Are More Payday Lenders in U.S. Than McDonald's  NBCNews.com

There are more payday lenders in the U.S. than McDonald's or Starbucks, reflecting economic conditions in which fast money is even more important than fast ...

Prudential Financial Makes $10 Million Investment in Mission-Driven Fintech Aura - Yahoo FinancePrudential Financial Makes $10 Million Investment in Mission-Driven Fintech Aura  Yahoo Finance

Prudential Financial (PRU) has completed a $10 million investment in Aura, a mission-driven financial technology company that offers affordable loans to ...

How Payday Lenders Spent $1 Million at a Trump Resort — and Cashed In - ProPublicaHow Payday Lenders Spent $1 Million at a Trump Resort — and Cashed In  ProPublica

At the Trump Doral outside Miami, payday lenders celebrated the potential death of a rule intended to protect their customers. They couldn't have done it without ...

Need to escape payday loan debt? Here’s how. - USA TODAYNeed to escape payday loan debt? Here’s how.  USA TODAY

Nobody likes being in debt, but it's even worse when it seems like there's no way out. You don't have to be stuck in the payday loan debt cycle forever.

China’s largesse in Tonga threatens future of Pacific nation - KTAR.comChina’s largesse in Tonga threatens future of Pacific nation  KTAR.com

NUKU'ALOFA, Tonga (AP) — The days unfold at a leisurely pace in Tonga, a South Pacific archipelago with no traffic lights or fast-food chains. Snuffling pigs ...

California opposes efforts by Trump administration to delay protections from payday lenders - CNBCCalifornia opposes efforts by Trump administration to delay protections from payday lenders  CNBC

California's attorney general joined a coalition of two dozen other state attorneys general on Tuesday in opposing the Trump administration's efforts to delay a ...

Will A New Law Finally Solve Ohios Payday Lending Puzzle? - Columbus CEOWill A New Law Finally Solve Ohios Payday Lending Puzzle?  Columbus CEO

New regulation promises to make a dangerous option viable for those in need of credit.

The best and worst ways to borrow money during the federal shutdown - CNBCThe best and worst ways to borrow money during the federal shutdown  CNBC

When you are short on cash, not all types of borrowing are created equal. Here are some of the best and worst loans out there.

Payday Loans Are No Worse Than Avocado Toast - ForbesPayday Loans Are No Worse Than Avocado Toast  Forbes

The CFPB is proposing es to rescind key provisions of its 2017 payday lending rule. Good. The old rule threatens to starve millions of hard working Americans ...

Churches use political pressure, small-dollar loans to fight predatory payday lending - Religion News ServiceChurches use political pressure, small-dollar loans to fight predatory payday lending  Religion News Service

(RNS) — Anyra Cano Valencia was having dinner with her husband, Carlos, and their family when an urgent knock came at their door. The Valencias, pastors at ...

Bill would give Alabama payday loan borrowers more time to pay - AL.comBill would give Alabama payday loan borrowers more time to pay  AL.com

Advocates for payday loan reforms say some borrowers get stuck in a spiral of debt because they have to roll over loans they can't repay and incur more fees.

Earnin raises $125 million for payday advance platform without fees - VentureBeatEarnin raises $125 million for payday advance platform without fees  VentureBeat

Earnin, a startup that aims to help employees beat the “rigid paycheck” system and gain instant access to their earnings, has raised $125 million in a series C ...

Banking initiative aims to bring a branch to the Route 9 corridor - The News JournalBanking initiative aims to bring a branch to the Route 9 corridor  The News Journal

Clayton Joyce says he learned banking the hard way. Without a bank near his New Castle home, the 42-year-old grew up cashing his checks at a liquor store.

Effort to legalize 'loan shark' rates could bring a new breed of lender to Indiana - Indianapolis StarEffort to legalize 'loan shark' rates could bring a new breed of lender to Indiana  Indianapolis Star

Update: The Indiana Senate narrowly approved a measure Tuesday that would allow payday and subprime lenders to charge interest rates on small loans at ...

Proposition 111 could crush payday lending in Colorado - The Colorado IndependentProposition 111 could crush payday lending in Colorado  The Colorado Independent

Storefront lenders say they may have to close shop if Coloradans vote to cap their interest rates at 36 percent. Social justice groups support the measure.

Rising Rents for Millennials Give Rise to a New Breed of Lender - The Wall Street JournalRising Rents for Millennials Give Rise to a New Breed of Lender  The Wall Street Journal

Startups are stepping into a market long associated with payday lenders. One pitfall is that such loans might encourage some young renters to live beyond their ...

New payday loan rules: What you need to know - CNNNew payday loan rules: What you need to know  CNN

The Consumer Financial Protection Bureau issued new rules on payday loans this week. Consumer advocates say the rules will help low-income people and ...

When will Springfield address payday lending? - Springfield News-LeaderWhen will Springfield address payday lending?  Springfield News-Leader

We commend the Springfield City Council for initiating a serious conversation on predatory lending. Such talk recognizes the damage payday loans inflict upon ...

New U.S. rule on payday loans to hurt industry, boost banks: agency - ReutersNew U.S. rule on payday loans to hurt industry, boost banks: agency  Reuters

WASHINGTON (Reuters) - Revenues for the $6 billion payday loan industry will shrivel under a new U.S. rule restricting lenders' ability to profit from high-interest ...

State Laws Put Installment Loan Borrowers at Risk - The Pew Charitable TrustsState Laws Put Installment Loan Borrowers at Risk  The Pew Charitable Trusts

Approximately 14000 individually licensed stores in 44 states offer installment loans, and the largest lender has a wider geographic presence than any bank and ...

Capital Good Fund Small Loans: 2019 Review - NerdWalletCapital Good Fund Small Loans: 2019 Review  NerdWallet

Capital Good Fund provides small loans for borrowers with bad credit and is an alternative to payday loans. Its loans offer lower rates than most options.

US Bank Simple Loan: 2019 Review - NerdWalletUS Bank Simple Loan: 2019 Review  NerdWallet

The U.S. Bank Simple Loan is a short-term, payday-style loan designed for consumers with unexpected expenses. Find out rates and compare with alternatives.

Millions of Americans are only $400 away from financial hardship. Here's why - CNBCMillions of Americans are only $400 away from financial hardship. Here's why  CNBC

A majority of American adults say they are living comfortably, according to an annual Federal Reserve study on financial well-being of households. But nearly a ...

Data Protection update - June 2019 - LexologyData Protection update - June 2019  Lexology

Welcome to the June 2019 edition of our Data Protection bulletin, our monthly update covering key developments in data protection law. Data protection.

CFPB, Payday Lenders Settle - pymnts.comCFPB, Payday Lenders Settle  pymnts.com

The Consumer Financial Protection Bureau, the government watchdog agency, settled with a handful of payday lenders over alleged violations of the Consumer ...

Here's why 1 in 3 college-age Americans consider payday loans with interest rates of 400% - CNBCHere's why 1 in 3 college-age Americans consider payday loans with interest rates of 400%  CNBC

With just six weeks to go before he needed to turn over $600 in rent for his new apartment, Austin Wilson was starting to panic. He simply didn't have the money.

Lawmakers drum up support for payday loan reform bill in Mountain Brook - AL.comLawmakers drum up support for payday loan reform bill in Mountain Brook  AL.com

The bill by state Rep. Danny Garrett, R-Trussville, would extend the loans' due dates and slash APRs.

Feds to return $505 million to consumers duped by Scott Tucker’s payday loan scheme - Kansas City StarFeds to return $505 million to consumers duped by Scott Tucker’s payday loan scheme  Kansas City Star

The Justice Department and Federal Trade Commission are refunding $505 million to consumers duped by KC payday loan mogul Scott Tucker's illegal ...

Advance America Loans Review: Get Cash Fast But Beware High Fees - Student Loan HeroAdvance America Loans Review: Get Cash Fast But Beware High Fees  Student Loan Hero

Advance America's payday and installment loans have incredibly high fees. Read our review of Advance America loans here.

What Happens When You Can't Repay a Payday Loan? - Student Loan HeroWhat Happens When You Can't Repay a Payday Loan?  Student Loan Hero

You got laid off but still need to make rent. You're short on your car payment and need a little extra help. Your electricity was shut off and you need to find a way ...

Businesses offer furlough freebies, shutdown specials and assistance to federal workers - USA TODAYBusinesses offer furlough freebies, shutdown specials and assistance to federal workers  USA TODAY

Wireless providers including AT&T, Verizon and Sprint are willing to work with furloughed federal government workers on payment programs.

Attacks on Payday Lending: Ballot Initiatives, Legislation, and Attorney General Enforcement - LexologyAttacks on Payday Lending: Ballot Initiatives, Legislation, and Attorney General Enforcement  Lexology

On October 26, 2018, the Bureau of Consumer Financial Protection issued a public statement announcing that it intends to issue proposed rules in…

The Case for a State-Owned Bank - Jacobin magazineThe Case for a State-Owned Bank  Jacobin magazine

Regulating finance won't cut it. To combat predatory lending, we need a fully public, state-owned bank. Money Mart payday loans and check cashing store in ...

ALEC Payday Loan Company Gets Reprieve Under Trump Administration - PR WatchALEC Payday Loan Company Gets Reprieve Under Trump Administration  PR Watch

Corporate members of the American Legislative Exchange Council (ALEC) are benefiting from the deregulation frenzy of the Trump Administration. ALEC of ...

A look at payday loan options in Las Vegas - KTNV Las VegasA look at payday loan options in Las Vegas  KTNV Las Vegas

You're strapped for cash and need a payday loan. What are some of the better-rated options in the Las Vegas valley?

California's DBO: New Leader, New Enforcement, New Bureau? - LexologyCalifornia's DBO: New Leader, New Enforcement, New Bureau?  Lexology

The California Department of Business Oversight (DBO) will likely have a new commissioner in the coming months, with Affirm General Counsel and Chief…

The Myth vs. the Truth About Regulating Payday Lenders - GoverningThe Myth vs. the Truth About Regulating Payday Lenders  Governing

In 2010, Montana voters overwhelmingly approved a 36 percent rate cap on payday loans. The industry -- the folks who run the storefronts where borrowers are ...

LendUp Payday Loan Alternative: 2019 Review - NerdWalletLendUp Payday Loan Alternative: 2019 Review  NerdWallet

LendUp calls itself an alternative to payday loans, but rates on its loans are still expensive. Read our review and compare other options first before taking a ...

7 Alternatives to Costly Payday Loans | US - U.S News & World Report Money7 Alternatives to Costly Payday Loans | US  U.S News & World Report Money

The average American payday loan customer spends five months of the year in debt and pays $520 in interest and fees. You can do better.

CFPB, Payday Lender Cash Express Settle Lawsuit - PYMNTS.comCFPB, Payday Lender Cash Express Settle Lawsuit  PYMNTS.com

The Consumer Financial Protection Bureau (CFPB) has announced a settlement with payday lender Cash Express, which will pay approximately $32,000 in ...

Trapped in Payday Loan Debt? How to Escape - Credit.com NewsTrapped in Payday Loan Debt? How to Escape  Credit.com News

Is it possible to get ahead of the payday loans and get your credit back in good standing?

25% of US households are either unbanked or underbanked - CNBC25% of US households are either unbanked or underbanked  CNBC

Twenty-five percent of U.S. households are unbanked or underbanked, according to a 2017 survey by the FDIC. Those are people who either don't have a bank ...

How to Avoid Personal Loan Scams by Spotting These 7 Red Flags - Student Loan HeroHow to Avoid Personal Loan Scams by Spotting These 7 Red Flags  Student Loan Hero

The best way to learn how to avoid personal loan scams is knowing how to spot them. If you see one of these red flags, run the other way.

CFPB Gives Payday Lenders 15 More Months Before Ability To Repay Rule Like OCC In Bed With Industry - Inner City PressCFPB Gives Payday Lenders 15 More Months Before Ability To Repay Rule Like OCC In Bed With Industry  Inner City Press

InnerCityPress.com is engaged these days in investigative journalism from the United Nations, including the World Bank, the IMF, the UN Development Program ...

'We’re coming after you': Inside the merchant cash advance industry - Yahoo Finance'We’re coming after you': Inside the merchant cash advance industry  Yahoo Finance

In the past decade since the financial crisis, the merchant cash advance business exploded.

Lawmakers Around the U.S. Push Back Against Cashless Stores - CSNews OnlineLawmakers Around the U.S. Push Back Against Cashless Stores  CSNews Online

NATIONAL REPORT — Frictionless checkout is picking up steam in the convenience channel, with several retailers including Cruizers, Family Express, ...

How this startup is helping borrowers escape payday lending pitfalls - GeekWireHow this startup is helping borrowers escape payday lending pitfalls  GeekWire

The Possible Finance team, from left to right: Tony Huang, co-founder and CEO; Prasad Mahendra, co-founder and vice president of engineering; Mara Childs, ...

Payday Lending: Will Anything Better Replace It? - The AtlanticPayday Lending: Will Anything Better Replace It?  The Atlantic

The practice is slowly being regulated out of existence. But it's unclear where low-income Americans will find short-term loans instead.

State of the World's Biggest Debt Slaves: Americans Wimp Out in 11th Place - WOLF STREETState of the World's Biggest Debt Slaves: Americans Wimp Out in 11th Place  WOLF STREET

Americans are infamous for their eagerness to spend money they don't have. A whole industry has grown up around making that happen, from payday lenders ...

Ohio Enacts Restrictive Payday Lending Law | Ballard Spahr LLP - JD SupraOhio Enacts Restrictive Payday Lending Law | Ballard Spahr LLP  JD Supra

Ohio Governor John Kasich on Monday signed into law tough new restrictions on small-dollar lending. It will take at least 270 days until licensed lenders are ...

Let them have payday loans: Commerce Secretary Ross wonders why unpaid workers can't afford food - RTLet them have payday loans: Commerce Secretary Ross wonders why unpaid workers can't afford food  RT

As the longest government shutdown on record drags on, Commerce Secretary Wilbur Ross pondered the seemingly obvious question of why unpaid federal ...

Best Payday and Title Loan Companies - ConsumerAffairsBest Payday and Title Loan Companies  ConsumerAffairs

Need quick cash? Use our guide to compare the best payday and title loan companies, research qualifications and read consumer reviews.

New payday loan bill could save the industry. Or make it more profitable. - Tampabay.comNew payday loan bill could save the industry. Or make it more profitable.  Tampabay.com

For critics of payday lenders, a bill in the Legislature that would result in bigger loans and higher fees is a gift to a predatory industry. At a glance, they might be ...

China P2P lending to shrink further under new crackdown - South China Morning PostChina P2P lending to shrink further under new crackdown  South China Morning Post

China's P2P lending market could soon face a second reckoning as Beijing prepares to adopt stricter licensing requirements.

Do payday loans exploit poor people? Research review - Journalist's ResourceDo payday loans exploit poor people? Research review  Journalist's Resource

Half of Americans have almost no savings, according to a May 2016 survey by the Federal Reserve. For such people, car trouble or a toothache can trigger ...

The US payday loans crisis: borrow $100 to make ends meet, owe 36 times that sum - The GuardianThe US payday loans crisis: borrow $100 to make ends meet, owe 36 times that sum  The Guardian

In Missouri, there are 958 more payday lenders than there are McDonald's restaurants as payday loans have become part of the economic landscape.

The top 10 reasons for personal loans - Bankrate.comThe top 10 reasons for personal loans  Bankrate.com

Getting married? Trip of a lifetime? These are the most coomon reasons people apply for a personal loan.

Your local post office could become a bank if this bill passes - CNBCYour local post office could become a bank if this bill passes  CNBC

Senator Kirsten Gillibrand, D-N.Y., is proposing legislation aimed at putting an end to current payday lending practices by giving some banking services a new ...

9 Places to Get a Loan When You Need to Borrow Money - Student Loan Hero9 Places to Get a Loan When You Need to Borrow Money  Student Loan Hero

Need money for a car, a college class, a mortgage, or just to get you through to your next paycheck? You're not alone. Currently, 44 million Americans have ...

Sanders and AOC team up for an anti-loansharking bill that will replace payday lenders with post-office banking - Boing BoingSanders and AOC team up for an anti-loansharking bill that will replace payday lenders with post-office banking  Boing Boing

Yesterday, Senator Bernie Sanders and Rep Alexandria Ocasio-Cortez jointly introduced The Loan Shark Prevention Act, which will cap credit card interest rates ...

The Countries with the Most Monstrous Corporate Debt Pileups: US Fizzles in 24th Place! Canada Shines in 11th Place - WOLF STREETThe Countries with the Most Monstrous Corporate Debt Pileups: US Fizzles in 24th Place! Canada Shines in 11th Place  WOLF STREET

US “nonfinancial” corporate debt – this excludes debt by banks and by businesses that are not incorporated – rose to a record $15.2 trillion in the fourth quarter, ...

Ocasio-Cortez & Sanders Introduce Bill to Cap Credit Card Interest Rates at 15% - The Real News NetworkOcasio-Cortez & Sanders Introduce Bill to Cap Credit Card Interest Rates at 15%  The Real News Network

They call it Loan Shark Prevention, which would allow post offices to act as banks for poor working people, but credit companies claim it will hurt the poor.

Crain Chicago's Fast 50, the area's fastest-growing companies - Crain's Chicago BusinessCrain Chicago's Fast 50, the area's fastest-growing companies  Crain's Chicago Business

To the swift go the spoils! Here's our annual ranking of the fastest-growing companies in the Chicago area, with a deep dive into the 10 fastest.

Operation Choke Point: What Could It Mean For Financing Your CBD Business? - ForbesOperation Choke Point: What Could It Mean For Financing Your CBD Business?  Forbes

Financing and accessing banking for CBD and marijuana-based businesses may have been made more difficult by Operation Choke Point, but there are still ...

CashCall, Courts And California’s Increasingly Confusing Lending Market - PYMNTS.comCashCall, Courts And California’s Increasingly Confusing Lending Market  PYMNTS.com

CashCall stopped offering loans as a California court ruling found high interest rates on consumer loans can make them "unconscionable" and, therefore, illegal.

Payday lender Scott Tucker gets 16 years, 8 months in prison for $2 billion ripoff scheme - Kansas City StarPayday lender Scott Tucker gets 16 years, 8 months in prison for $2 billion ripoff scheme  Kansas City Star

Scott Tucker, Leawood payday loan businessman and professional race car driver, was taken into custody immediately after receiving a 16 year, 8 month prison ...

Oportun Loans: 2019 Review - NerdWalletOportun Loans: 2019 Review  NerdWallet

Oportun makes personal loans for borrowers with bad credit or no credit history and is an alternative to payday loans. Learn more about Oportun and compare it ...

Earnin App 2019 Review: Get an Advance on Your Paycheck - NerdWalletEarnin App 2019 Review: Get an Advance on Your Paycheck  NerdWallet

Earnin, formerly Activehours, is a free paycheck advance app that draws small amounts from your paycheck before payday. Learn if the Earnin app is for you.

I Applied For An Online Payday Loan. Here's What Happened Next - NPRI Applied For An Online Payday Loan. Here's What Happened Next  NPR

Payday lenders made about $49 billion in high-interest loans last year. More than a third of those loans were made online. I wondered what happens when you ...

China's 'payday loans' attacked by Arthur B Culvahouse Jr, new US diplomat to Australia - ABC NewsChina's 'payday loans' attacked by Arthur B Culvahouse Jr, new US diplomat to Australia  ABC News

The new US ambassador to Australia wastes no time in stepping up his attacks on China, accusing Beijing of payday loan diplomacy in the Pacific.

7 ways to spot personal loan scams - Bankrate.com7 ways to spot personal loan scams  Bankrate.com

A personal loan may be the answer to your financial woes. But watch for these seven signs to avoid getting scammed.

When stores go cashless, is it discrimination? - NBCNews.comWhen stores go cashless, is it discrimination?  NBCNews.com

Earlier this month, Philadelphia City Council passed legislation to ban most cashless stores in the city. The mayor has 30 days to sign or veto it.

Military families say this is their top concern - CNBCMilitary families say this is their top concern  CNBC

Members of the military face hurdles every day — and financial challenges are among some of the biggest. Eric Wanner, a sergeant in the U.S. Army, and his ...

Need cash fast? Ask 4 questions before rushing to a lender to borrow money - USA TODAYNeed cash fast? Ask 4 questions before rushing to a lender to borrow money  USA TODAY

When you need money in a crisis — to pay for car repairs, an overdue bill, or a trip to the emergency room — you may not take time to think about your financial ...

Personal Loans Title Loans vs. Payday Loans: Which Are Better? - InvestopediaPersonal Loans Title Loans vs. Payday Loans: Which Are Better?  Investopedia

Asking if title loans or payday loans are better is tantamount to asking which illness is best to come down with. Both loan products feature usurious interest rates, ...

These Are the 1000 Most Iconic Large Private Companies in the U.S.: Warby Parker, Levi Strauss, In-N-Out Burger, and More - Inc.These Are the 1000 Most Iconic Large Private Companies in the U.S.: Warby Parker, Levi Strauss, In-N-Out Burger, and More  Inc.

In this inaugural list, Inc. and Grant Thornton have teamed up to create an exclusive roster of the 1000 largest, most vital American companies that are not public.

Post offices that are also banks? Genius idea. But don't hold your breath - Los Angeles Times - Los Angeles TimesPost offices that are also banks? Genius idea. But don't hold your breath - Los Angeles Times  Los Angeles Times

File this under Excellent Ideas That Should Definitely Happen But Probably Won't. Last week, Sen. Kirsten Gillibrand, a New York Democrat, introduced ...

New version of payday loan bill could make Ohio a national model, reform advocates say - cleveland.comNew version of payday loan bill could make Ohio a national model, reform advocates say  cleveland.com

Members of the Ohio Senate Finance Committee are looking at a heavily amended, or substitute version House Bill 123. The payday lending bill would restrict ...

Indiana bill watch: Gun language added to unrelated bills and payday loan bill dies - Indianapolis StarIndiana bill watch: Gun language added to unrelated bills and payday loan bill dies  Indianapolis Star

Lawmakers are nearing the end of the legislative session, and already bills are making their way to Gov. Eric Holcomb. Both chambers will face more deadlines ...

Why are payday loan ads still showing on Google after the ban? - Search Engine LandWhy are payday loan ads still showing on Google after the ban?  Search Engine Land

To consumer advocates, payday loans have become synonymous with predatory lending. The small short-term loans often come with astronomical interest rates ...

Payday lender Scott Tucker of Leawood convicted of illegal payday loans, racketeering - Kansas City StarPayday lender Scott Tucker of Leawood convicted of illegal payday loans, racketeering  Kansas City Star

Scott Tucker, a Leawood businessman, was convicted Friday of 14 criminal charges against him in connection to a $2 billion payday lending enterprise that ...

Alabama Senate passes bill to reduce payday loan costs - AL.comAlabama Senate passes bill to reduce payday loan costs  AL.com

People who take out payday loans would have more time to pay them off under a bill that passed the Alabama Senate today, a change that would effectively ...

Here's How to Get a Loan With No Credit History - Student Loan HeroHere's How to Get a Loan With No Credit History  Student Loan Hero

Being “credit invisible” — a term that describes borrowers who don't enough financial history to produce a credit score — is a problem that affects 11% of ...

Payday lenders are winning so big they're gonna get tired of winning - Des Moines RegisterPayday lenders are winning so big they're gonna get tired of winning  Des Moines Register

The average Iowa payday loan customer borrows 12 loans annually from a single lender. The average annual percentage rate is 273 percent.

Ky. payday lenders face stiffened enforcement - The Courier-JournalKy. payday lenders face stiffened enforcement  The Courier-Journal

Finding herself short $200 on her rent after being laid off from her job at Presbyterian headquarters, Mary Love took out a payday loan. The following payday, her ...

Payday lender or loan shark: Is there really a difference? - cleveland.comPayday lender or loan shark: Is there really a difference?  cleveland.com

Experts say there is a line between the loan sharks of the past and the modern short-term, small loan industry.

5 things to know: How the vulnerable are targets for fraud - AL.com5 things to know: How the vulnerable are targets for fraud  AL.com

Poor people and immigrants are vulnerable in unique ways to scams and fraud, even as all populations in Alabama increasingly fall victim to constantly refined ...

Payday loan companies oppose change to 30-day loans - AL.comPayday loan companies oppose change to 30-day loans  AL.com

Supporters of the change say it would cut unreasonably high fees that can keep credit-shaky borrowers in debt.

5 tips to get approved for a personal loan for debt consolidation - USA TODAY5 tips to get approved for a personal loan for debt consolidation  USA TODAY

If you've decided to pursue a personal loan, you should try to increase your chances of approval. Here are five tips to get approved for a personal loan for debt ...

46000 payday loans are taken out in Alabama each week, database shows - AL.com46000 payday loans are taken out in Alabama each week, database shows  AL.com

A new state database that tracks payday lending shows that people took out 462,209 payday loans -- totaling $146 million-- from payday loan stores in Alabama ...

How to overcome ‘fear of the fee’ with alternatives to traditional banks - Bankrate.comHow to overcome ‘fear of the fee’ with alternatives to traditional banks  Bankrate.com

Most consumers keep their cash in a traditional banking product, like a checking or a savings account. But what most people don't realize is keeping money in a ...

The Postal Banking Solution - Jacobin magazineThe Postal Banking Solution  Jacobin magazine

The post office can offer financial services that private banks won't. In fact, it's done it before. Post office at Alamo, May 1972. Charles O'Rear / US National ...