Compliance first
State rules, database integrations, and audit-ready reporting are part of the platform — not an afterthought.
About eCheckTrac
Consumer lending software trusted since 2000
eCheckTrac is web-based consumer lending software for the alternative lending industry — payday, installment, title, revolving credit, and online storefront lending — with compliance and payment processing built in.
Our story
eCheckTrac, Inc. was founded in 2000 in Colorado Springs, Colorado. For more than 25 years, we've focused on one thing: giving consumer lenders a reliable platform to originate, service, and report on loans across every product line they run.
What started as software for storefront payday lenders has grown into a full multi-product platform. Today, eCheckTrac supports payday advance, installment loans, title loans, revolving credit, CSO/CAB programs, and internet storefront origination — all from a single web-based system accessible from any browser.
We work closely with lenders who need state-specific compliance, real audit visibility, and payment tools that keep operations moving — including ACH, instant funding to debit cards, and integrations with state databases and verification providers.
2000
Founded
Serving the alternative lending industry from Colorado Springs.
25+
Years of experience
Deep knowledge of consumer lending workflows and regulation.
100%
Web-based
No servers to install — access your portfolio from anywhere.
Multi
Product platform
Payday, installment, title, revolving, CSO/CAB, and online storefront.
What we believe
Software that understands lending
Partnership over product
We work with lenders long-term — from onboarding through daily operations and regulatory changes.
Built for how you work
From branch counters to online storefronts, eCheckTrac supports the full loan lifecycle and the payments that go with it.
Ready to learn more?
See how eCheckTrac fits your loan products, locations, and compliance requirements.